|
|Budgeting
► Budgeting
We know it’s not the most fun having to live on a budget but it really will make things easier for you. Students often run out of money towards the end of term and then have to really cut back at Christmas. If you budget now it will help ensure you have enough money to enjoy the whole of the term.
Here at the
Budgeting Tips
- One of the best bits about being a student is the discounts loads of retailers offer you. Make sure you always ask in shops if student discounts are available as many do not advertise them. Most a lot of shops in
- Share costs with friends. Buying things for a new house? Divide up the expenses, you don’t need four of everything
- You can also get together with friends to cook meals - cooking in bulk often helps to save the pennies. Check out the recipe section for some cheap and tasty ideas.
- Printing costs add up so help your wallet and the environment by printing double sided.
- Allow yourself “good time money”- if you know there is a concert you want to go to or a new CD out next week work it in to your budget.
- Pay bills by direct debit or on-line, often there is a discount for doing so!
- If you travel a lot invest in a student travel card and where possible book up your trips in advance, you often get the cheapest tickets by doing so.
- Look out for supermarket own brands and special offers at the supermarket. Make use of the loyalty schemes most supermarkets offer. It sounds really obvious but make a list and stick to it, this will help prevent you buying things you really don’t need.
- For any smokers out there sorry to state the obvious but attempting to crack the habit really will save you money. For advice and support on quitting check out www.gosmokefree.co.uk
- You can save yourself a lot of money by applying for help with health costs. You can request an HC1 form from www.ppa.org.uk or pop in to the Students’ Union Offices to pick up a form.
- Make use of the
- If you can, transfer your student loan into a separate savings account to earn interest, and feed it into your student account as you need it
- Finally if things are really difficult look into getting a part time job to help you out. Make the most of the University Careers Service. As a
We know it’s not the most fun having to live on a budget but it really will make things easier for you. Students often run out of money towards the end of term and then have to really cut back at Christmas. If you budget now it will help ensure you have enough money to enjoy the whole of the term.
Here at the
